Will New Bank charges to be applied In 2018 from 20th January, ans is no

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Viral Message: A mosque in a small town outside of Dearborn, Michigan has been raided by a joint task force from the FBI, nets 11 ISIS terrorists.

eMessage on – Social media and internet

Fact Check by Ayupp Fake

Viral message example- “*New Bank Charges to be applied*

  1. Cash withdrawal from Bank
    1. Cash withdrawal upto maximum Rs 50,000/ allowed only to account holder by self-cheque. Charges is Rs 10/- per transaction (Auto Debit)
    2. Cash withdrawal upto maximum Rs 10,000/- allowed to 3rd party holder by cheque. Charges is Rs 10/- per transaction (Auto Debit).
  2. Cash Deposit in Bank
    1. Cash Deposit - Cash deposit of maximum Rs 3 lakhs per day in CD / CC / OD and any account in SB account.

Charges –

  1. For SB account upto Rs 50,000/- per day free. For amunt in excess of Rs 50,000/0, Rs 2.50/- per thousand or part therof. Minimum 2 lakhs per day in CD / CC / OD and any amount in SB account. 
    Charges – 
    (a) For SB account upto Rs. 50,000/- per day free. For amount in excess of Rs. 50,000/-, Rs. 2.50/- per thousand or part thereof. Minimum Rs. 50/-.
    (b) For CA / CC / OD / Other accounts upto Rs. 25,000/- per day free. For amount in excess of Rs. 25,000/-, Rs. 2.50/- per thousand or part thereof. Minimum Rs. 50/-.

(3) Passbook updation – Rs. 10/- per updation (Auto Debit).
(4) Balance Statement – Rs. 25/- per statement (Auto Debit).
(5) Cheque Book Request – Rs. 25/- per request (Auto Debit).
(6) Signature verification / Photo Attestation – Rs. 50/- per request.
(7) Issue of DD / PO / ECS – Rs. 25/- per request (Auto Debit).
(8) Cheque Deposit – Rs. 10/- per cheque plus speed clearing charges.
(9) Fund transfer (NEFT, RTGS, etc) – Rs. 25/- per request for amount upto Rs. 2.00 lakhs. Rs. 50/- for amount above Rs. 2.00 lakhs (Auto Debit).
(10) Interest Certificate – Rs. 50/- per certificate.
(11) Communication Address / Mobile Number updation – Rs. 25/- per request.
(12) KYC Updation – Rs. 25/- per request.
(13) Duplicate Passbook / FDR Receipt – Rs. 50/- per request.
(14) Request for Internet / Mobile Banking / Insta PIN / Star Token / Password Un-blocking – Rs. 25/- per request for Internet / Mobile Banking and Rs. 10/- per request for Insta PIN / Other requests.
(15) Request for Debit Cards – Rs. 25/- per request (Auto Debit).
(16) Stop Payment Instruction – NO Charges.
(17) Standing Instruction – NO Charges.

*Unfortunately common man is required to pay for all small services that otherwise were   free. Just think of the cunning strategy adopted by the Govt. Initially everyone was encouraged to open a Zero Balance Account and now all these charges is it fair???*”

Viral Message Verification:-   A fake message going round’s on the social media this days of the bank’s charging money on withdrawals is highly popular and feared among the people. Message such as “Cash withdrawal upto maximum Rs 50,000/ allowed only to account holder by self-cheque. Charges is Rs 10/- per transaction (Auto Debit)”.

The message on the social media is fake as cleared by Rajeev kumar Secretary Department of Financial Services(DFS),Min of Finance, Gov. of India.

Indian Bank Association clarification on rumours on discontinuation of free services by Banks@pmoindia@finmin@PTI@ANI. No proposal by Banks to discontinue free services from 20th January. Pure Rumours. Pl Ignore , advises Indian Banking Association clarifying that rumours in section of social media are baseless and no such blanket removal.@finmin@pmoindia@PIB@ ANI



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